Financial Counseling

Description: Programs that help people who are having difficulty paying their monthly bills gain control of their finances. The process generally involves analysis of the individual's income, expenses, debts, taxes and other factors to create a personal financial assessment; development of a budget for basic living expenses; and agreement on a short-term plan for repayment of creditors which may include debt consolidation or other strategies and a longer term plan for realizing personal financial goals. (AIRS DM-6500)

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Note: Service listings do not represent a recommendation or endorsement by the Medical Home Portal staff or its sponsoring organizations; nor do they reflect any assessment of the quality or value of a listed Service.

UT

Statewide

Organization Name: Utah Legal Services - Salt Lake
Address: 298 24th Street Ste 110
Ogden, UT 84401
Phone: 801-394-9431
Toll Free Phone: 800-662-4245
Fax: 801-827-0420
Eligibility: Must be income eligible and have a legal matter within Utah Legal Services' priority areas in the state of Utah.
Wheelchair Accessible: Complete
Services Provided: Statewide representation in civil (non-criminal) legal matters for low-income persons, victims of domestic violence, senior citizens, farm workers, and Native Americans.
Legal matters include:
• Representation in protective order actions and domestic relations matters for victims of domestic violence (except in Salt Lake County, see Legal Aid Society 801-328-8849)
• Representation of clients with landlord/tenant and/or housing disputes. (Utah Renters Handbook accessed at http://www.utahlegalservices.org/public/flyers)
• Representation in cases seeking access to health care such as Medicaid, PCN and CHIP
• Representation in cases seeking public entitlements such as TANF/GA, Social Security, SSI and Unemployment benefits
• Representation in American Indian issues
• Representation of migrant farm workers regarding wage and labor issues
• Representation in consumer and collection issues
• Also, free clinics are held statewide that address various legal issues-call to find out times and locations by county throughout Utah.
Provider Profiles: Four offices include Salt Lake, Ogden, St. George and Provo.
Original Source:
Last Updated: 11/7/2018
230 West 200 South Ste 3104
Salt Lake City, UT 84101
Phone: 800-350-9899
Service Categories:
Organization Name: AAA Fair Credit Foundation
Address: 230 West 200 South Ste 3104
Salt Lake City, UT 84101
Phone: 800-350-9899
Fax: 801-364-8885
Service Categories:
Email: information@americasaves.org
Eligibility: Open to the public.
Services Provided: A statewide campaign which provides programs to help individuals and families save money, reduce debt, and build wealth.
Original Source:
Last Updated: 10/23/2018

Bountiful, UT

Address: P.O. Box 471
Bountiful, UT 84010
Phone: 801-597-5877
Email: southdavisserviceorg@gmail.com
Eligibility: Open to the public.
Services Provided: Provides information and referral to resources for food, clothing, housing, family and child safety and support, transportation, legal assistance, foreclosure, bankruptcy, medication and medical treatment, job opportunities, job training, education opportunities, and funding to those unemployed.
Original Source:
Last Updated: 8/16/2017

Dugway, UT

Building 5124 Community Services
Dugway, UT 84022-5003
Phone: 435-831-2260
Address: Building 5124 Community Services
Dugway, UT 84022-5003
Phone: 435-831-2260
Eligibility: Active duty, retirees and their families, civil employees and their families, National Guard, Reserve when active.
Wheelchair Accessible: Yes
Services Provided: Provides information, referral and follow-up for Army programs and outside resources; intake interviews and assessment; classes for Army family members; volunteer opportunities on Dugway; annual Army Family Action Plan Conference.
Original Source:
Last Updated: 2/7/2017

Hill Air Force Base, UT

Address: 7336 6th Street
Building 308N
Hill Air Force Base, UT 84056
Phone: 801-777-4681
Fax: 801-777-5736
Eligibility: Military affiliates or Dept. of Defense employees
Wheelchair Accessible: Complete
Services Provided: 1. Relocation Assistance Program - assistance to personnel moving to or from Hill Air Force Base.
2. Transition Assistance Program - employment assistance is provided to individuals who are separating or retiring from active duty or civilians leaving federal service.
3. Employment Assistance Program - aids spouses in their search for local area employment.
4. Personal Financial Management - basic budgeting, check writing, and credit card education. Financial training for first term airmen.
5. Family Life Education - personal and family education and assessment counseling. Topics include communication and problem solving skills, parenting classes, child and family development, time and life management, managing stress, and single parent support.
6. Family Readiness Program - assists DoD personnel and families prepare for and cope with separations due to deployments, remote tours, disasters, and evacuations.
7. Information and Referral - provides accurate, up-to-date information and referral to on and off base agencies and services for individuals and families.
8. Volunteer Resources Program - matching volunteers with opportunities to work, learn new skills, meet new people, and develop a better resume/portfolio of experience. Coordinates base volunteer activities and recognition.
Original Source:
Last Updated: 10/7/2015

Layton, UT

1530 North Layton Hills Parkway, Suite 201
Layton, UT 84041
Phone: 801-525-5472
Organization Name: LSI Financial Asset Building
Address: 1530 North Layton Hills Parkway, Suite 201
Layton, UT 84041
Phone: 801-525-5472
Eligibility: TANF (Temporary Assistance for Needy Families) eligibility requirements. See website for details.
Services Provided: Long-term career mentoring and development program that helps participants into, not just a job, but a career by creating a career plan, connecting to companies that are ready to hire, and other community resources. The LSI Job Training and Placement Program mentors can meet at convenient locations for participants throughout Weber, Box Elder, and Davis Counties.
Provider Profiles: Temporary Assistance for Needy Families (TANF)
Original Source:
Last Updated: 10/11/2018

Logan, UT

493 North 700 East
Logan, UT 84321
Phone: 435-797-7224
Organization Name: Utah State University
Address: 493 North 700 East
Logan, UT 84321
Phone: 435-797-7224
Eligibility: Call for hours and eligibility
Services Provided: Develop, through counseling and education, a community of people and families who are knowledgeable about housing, and who effectively manage their financial resources.
Marriage and Family Therapy Clinic
Family Financial Counseling Program
Original Source:
Last Updated: 9/12/2018

Midvale, UT

7720 South 700 East
Midvale, UT 84047
Phone: 800-259-0601
Service Categories:
Address: 7720 South 700 East
Midvale, UT 84047
Phone: 800-259-0601
Fax: 801-208-1004
Service Categories:
Eligibility: Debt Management program: approximately $5,000 or more in unsecured debt (i.e. credit card, department store, medical bills, etc.)
Wheelchair Accessible: Complete
Services Provided: Nonprofit consumer credit counseling agency which provides debt consultation and management programs. American Credit Foundation is a Utah based nonprofit entity that serves as a third-party administrator by disbursing funds, held in FDIC insured institutions, to financial institutions nationwide.
Original Source:
Last Updated: 9/6/2018

Ogden, UT

3159 Grant Avenue
Ogden, UT 84401
Phone: 801-799-6876
Service Categories:
Address: 3159 Grant Avenue
Ogden, UT 84401
Phone: 801-799-6876
Service Categories:
Services Provided: Assists low income individuals with taxes, financial literacy, awareness, and education.
Original Source:
Last Updated: 5/7/2014
2724 South Washington Boulevard
Ogden, UT 84401
Phone: 801-393-4011
Organization Name: People Helping People - Salt Lake
Address: 2724 South Washington Boulevard
Ogden, UT 84401
Phone: 801-393-4011
Fax: 801-392-9377
Eligibility: Originally intended for single moms, the program is now extended to all people regardless of gender, marital status, age, etc. Participants must speak English, possess GED or high school diploma, and be eligible to work in the United States.
Services Provided: Helps increase the financial stability of low-to-moderate income households through obtaining a livable wage, learning basic financial principles, helping those who are eligible with expungement or reduction or utility payment assistance when possible, and connecting clients with other helpful and appropriate community resources, agencies, and asset-building programs. Offers free, year-round VITA tax assistance program to help with traditional tax filing up to three years past.
Original Source:
Last Updated: 4/30/2018

Pleasant Grove, UT

10 West Center Street
Pleasant Grove, UT 84062
Phone: 801-899-2692
Address: 10 West Center Street
Pleasant Grove, UT 84062
Phone: 801-899-2692
Email: jazmine@uglygirlsloveyou.org
Eligibility: People who are homeless and mothers who are single.
Services Provided: Provide resources to empower single mothers and help break the codependency cycle and help single mothers develop essential life skills.
Original Source:
Last Updated: 9/11/2018

Provo, UT

817 South Freedom Boulevard
Provo, UT 84601
Phone: 801-655-0258
Service Categories:
Organization Name: Centro Hispano
Address: 817 South Freedom Boulevard
Provo, UT 84601
Phone: 801-655-0258
Fax: 801-691-5204
Service Categories:
Eligibility: Prospective clients must make less than 250% of the federal poverty income.
Services Provided: Provides free IRS resolution assistance for low-income individuals and families. Does not do current year taxes. Provides assistance at other locations throughout the state by appointment including Ogden, Logan, Salt Lake, and Saint George.
Original Source:
Last Updated: 10/11/2018
815 South Freedom Boulevard (200 W)
Provo, UT 84601
Phone: 801-691-5241
Organization Name: Community Action Services and Food Bank
Address: 815 South Freedom Boulevard (200 W)
Provo, UT 84601
Phone: 801-691-5241
Fax: 801-373-8228
Eligibility: There are no financial guidelines or limitations. Counseling is available for anyone regardless of circumstances of demographics.
Services Provided: The agency is a HUD approved Housing Counseling Agency. All services are free. Provides pre-purchase homeownership, homebuyer education class, financial management class, financial learning center.
Original Source:
Last Updated: 9/25/2018
Organization Name: Utah Legal Services - Salt Lake
Address: 455 North University Avenue Ste 100
Provo, UT 84601
Phone: 800-662-4245
Toll Free Phone: 800-662-4245
Fax: 801-655-5350
Eligibility: Must be income eligible and have a legal matter within Utah Legal Services' priority areas in the state of Utah.
Wheelchair Accessible: Complete
Services Provided: Statewide representation in civil (non-criminal) legal matters for low-income persons, victims of domestic violence, senior citizens, farm workers and Native Americans.
Legal matters include:
• Representation in protective order actions and domestic relations matters for victims of domestic violence (except in Salt Lake County, see Legal Aid Society 801-328-8849)
• Representation of clients with landlord/tenant and/or housing disputes. (Utah Renters Handbook accessed at http://www.utahlegalservices.org/public/flyers)
• Representation in cases seeking access to health care such as Medicaid, PCN and CHIP
• Representation in cases seeking public entitlements such as TANF/GA, Social Security, SSI and Unemployment benefits
• Representation in American Indian issues
• Representation of migrant farm workers regarding wage and labor issues
• Representation in consumer and collection issues
• Also, free clinics are held statewide that address various legal issues-call to find out times and locations by county throughout Utah.
Provider Profiles: Offices in Salt Lake City, Ogden, Provo and St. George.
Original Source:
Last Updated: 11/7/2018

Salt Lake City, UT

230 West 200 South Ste 3104
Salt Lake City, UT 84101
Phone: 801-483-0999
Service Categories:
Address: 230 West 200 South Ste 3104
Salt Lake City, UT 84101
Phone: 801-483-0999
Toll Free Phone: 800-351-4195
Fax: 801-364-8885
Service Categories:
Eligibility: Varies by program.
Wheelchair Accessible: Complete
Services Provided: Help individuals and families achieve lasting financial stability through programs and services that incorporate five key principles: learn, earn, save, invest, and protect.
Original Source:
Last Updated: 3/15/2018
Organization Name: Community Services Council (CSC)
Address: 1025 South 700 West
Salt Lake City, UT 84104
Phone: 801-887-1275
Fax: 801-978-9565
Eligibility: Age 18 or older with a physical disability. The cognitive ability to manage their own finances. Desire to be as self sufficient as possible.
Wheelchair Accessible: Complete
Services Provided: 1. Self-esteem building
2. Instruction and assistance in self-management of physical wellness and daily living skills
3. Assistance in obtaining an education or vocational training
4. Interactive finance management counseling
5. Nutritional risk assessment and assistance
6. Goal-specific mentor program
7. Some assistive technology assistance.
Original Source:
Last Updated: 2/25/2016
501 East 1700 South
Salt Lake City, UT 84105
Phone: 801-994-7222
Address: 501 East 1700 South
Salt Lake City, UT 84105
Phone: 801-994-7222
Toll Free Phone: 866-994-7222
Fax: 801-994-7220
Eligibility: Varies by program. Call for information.
Wheelchair Accessible: Complete
Services Provided: Builds new single-and multi-family housing, rehabilitates existing housing stock, and works to revitalize neighborhoods around the state. Serves as a US Department of Housing and Urban Development approved housing counseling agency, and provides a combination of critical community services including homebuyer education, homeowner case management, mortgage foreclosure mitigation counseling, down payment assistance.
Original Source:
Last Updated: 8/14/2018
4746 South 900 East, Suite 240
Salt Lake City, UT 84117
Phone: 801-265-9333
Service Categories:
Address: 4746 South 900 East, Suite 240
Salt Lake City, UT 84117
Phone: 801-265-9333
Fax: 801-265-9595
Service Categories:
Eligibility: Reasonable income.
Services Provided: 1. Negotiate Debt Management Program for debt elimination.
2. Stop skyrocketing balances and get accounts back in control.
3. One-on-one money management tutoring to ensure success.
4. Teach practical ways to fill household needs with less money.
5. Avoid Bankruptcy through successful debt and money management.
6. Establish the basis for life long long financial success.
Original Source:
Last Updated: 4/21/2014
1453 South Major Street (50 E)
Salt Lake City, UT 84115
Phone: 801-236-8052
Service Categories:
Address: 1453 South Major Street (50 E)
Salt Lake City, UT 84115
Phone: 801-236-8052
Fax: 801-587-7222
Service Categories:
Eligibility: Anyone with tax issues and a referral from the IRS
Services Provided: Helps low-income taxpayers file delinquent tax returns or amend previously filed returns.
Original Source:
Last Updated: 2/22/2016
1775 West 1500 South
Salt Lake City, UT 84104
Phone: 801-977-0555
Service Categories:
Address: 1775 West 1500 South
Salt Lake City, UT 84104
Phone: 801-977-0555
Toll Free Phone: 866-977-0555
Fax: 801-977-3999
Service Categories:
Wheelchair Accessible: Complete
Services Provided: Provides tools, counseling, and information to help individuals and families achieve financial health. Included are financial counseling services to help individuals who are considering filing for bankruptcy and the required courses for those who have recently filed.
Original Source:
Last Updated: 5/8/2014
125 South State Street Ste 3001
Salt Lake City, UT 84138
Phone: 801-524-6070
Service Categories:
Organization Name: Housing and Urban Development
Address: 125 South State Street Ste 3001
Salt Lake City, UT 84138
Phone: 801-524-6070
TDD: 800-877-8339
Toll Free Phone: 888-995-4673
Fax: 801-524-3439
Service Categories:
Eligibility: Homeowners or prospective homeowners.
Services Provided: The Homeownership Preservation Foundation (HPF) is a network of non-profits that helps distressed homeowners navigate their budget challenges by providing specific action steps, and, when possible, help avoid foreclosure, free of charge.
Original Source:
Last Updated: 4/5/2018
50 South 200 East
Salt Lake City, UT 84111
Phone: 801-799-6958
Service Categories:
Organization Name: Internal Revenue Service
Address: 50 South 200 East
Salt Lake City, UT 84111
Phone: 801-799-6958
Toll Free Phone: 877-777-4778
Fax: 855-832-7121
Service Categories:
Eligibility: Work with any taxpayers who have tried to solve their problems through regular channels, but still can't reach a resolution, or have an economic hardship that is being impacted by IRS. Must have worked with the IRS beforehand.
Wheelchair Accessible: Complete
Services Provided: The Taxpayer Advocate Service is for taxpayers who have tried to solve their problems through regular channels, but still can't reach a resolution, or have an economic hardship that is being impacted by the IRS. Case Advocates are trained to protect taxpayer rights and reduce tax problems.
Original Source:
Last Updated: 4/5/2018
230 South 500 West Ste 260
Salt Lake City, UT 84111
Phone: 888-826-9790
Service Categories:
Organization Name: Community Action Partnership of Utah
Address: 230 South 500 West Ste 260
Salt Lake City, UT 84111
Phone: 888-826-9790
Toll Free Phone: 888-826-9790
Fax: 801-596-2011
Service Categories:
Eligibility: Must meet income qualifications. VITA cannot prepare returns for businesses, rental property, or complex stock transactions.
Wheelchair Accessible: Varies By Location
Services Provided: IRS trained volunteers prepare and electronically file tax returns for low income households statewide. The VITA program is open during the general tax season approximately from January 24th through April 15th. Some sites have walk-in hours and some are by appointment only. Local IRS offices can offer similar services during the non-tax season.
Original Source:
Last Updated: 4/17/2018

St. George, UT

720 South River Road, Ste C235B
St. George, UT 84770
Phone: 435-986-9223
Address: 720 South River Road, Ste C235B
St. George, UT 84770
Phone: 435-986-9223
Toll Free Phone: 800-451-4505
Fax: 702-364-5836
Services Provided: Provides financial consumer credit counseling, credit education, and foreclosure prevention counseling
Original Source:
Last Updated: 5/13/2014
229 East St George Boulevard Ste 103
Southern Utah Community Legal Center
St. George, UT 84770
Phone: 800-662-4245
Organization Name: Utah Legal Services - Salt Lake
Address: 229 East St George Boulevard Ste 103
Southern Utah Community Legal Center
St. George, UT 84770
Phone: 800-662-4245
Fax: 435-986-7163
Eligibility: Based on income. Generally at or below 125% of federal poverty levels. A person may also qualify based on age or the nature of their legal problem, regardless of income. Case needs to involve the state of Utah.
Services Provided: Statewide representation in civil (non-criminal) legal matters for low-income persons, victims of domestic violence, Senior Citizens, Farm workers and Native Americans.
Legal matters include:
• Representation in protective order actions and domestic relations matters for victims of domestic violence (except in Salt Lake County, see Legal Aid Society 801-328-8849)
• Representation of clients with landlord/tenant and/or housing disputes. (Utah Renters Handbook accessed at http://www.utahlegalservices.org/public/flyers)
• Representation in cases seeking access to health care such as Medicaid, PCN and CHIP
• Representation in cases seeking public entitlements such as TANF/GA, Social Security, SSI and Unemployment benefits
• Representation in American Indian issues
• Representation of migrant farm workers regarding wage and labor issues
• Representation in consumer and collection issues
• Also, free clinics are held statewide that address various legal issues-call to find out times and locations by county throughout Utah.
Provider Profiles: Offices in Salt Lake City, Ogden, Provo and St. George.
Original Source:
Last Updated: 11/7/2018

Nationwide

PO Box 105283
Atlanta, GA 30348
Phone: 877-322-8228
Address: PO Box 105283
Atlanta, GA 30348
Phone: 877-322-8228
Eligibility: Free credit reports available to everyone yearly.
Services Provided: Federal law requires each of the three nationwide consumer credit reporting companies, Equifax, Experian, and TransUnion, provide consumers a free credit report every 12 months if interested. This website allows users to request a credit report from any or all of the companies annually.
Original Source:
Last Updated: 4/5/2018
75 Pearl Street, Suite 205
Portland, ME 04101
Service Categories:
Address: 75 Pearl Street, Suite 205
Portland, ME 04101
Service Categories:
Email: feedback@disabilitycouncil.org
Services Provided: Website provides helpful resources and information to wage earners, their families, the media, employers and anyone concerned about disability and the personal and financial impact it can have.
Original Source:
Last Updated: 7/17/2018